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Navego livremente entre a cidade e as serras (Baião«»Porto) Aquilo que me move é a entreajuda. Vou navegando na esperança de poder chegar a alguma pessoa ou lugar e poder ajudar. @Zé de Baião
Pode consultar todos os pormenores da auditoria aqui e tudo limpinho e sem quaisquer truncamentos do PDF, como fez a Assembleia da República.
Tentam esconder o quê?
..."a exposição da Caixa a apenas 196 clientes ascende a 4.926 milhões de euros, dos quais a CGD dá já como potencialmente perdidos 1.760 milhões de euros.
Mas os quadros sem truncamentos permitem tirar outras conclusões. Deste total de potenciais perdas, 1.310 milhões de euros correspondem apenas a 25 dos 200 clientes com operações de crédito analisadas pela consultora. A auditoria final também permite saber com exatidão quanto é que a Caixa emprestou a estes 25 clientes: 2.676 milhões de euros em créditos iniciais".
Scholarships, Fellowships, Grants, & Loans
The terms “scholarship” and “fellowship” are often used interchangeably to describe a grant or another type of funding for academic achievement.
Loan – Student loans allow you to borrow funds, you must repay it.
Grants - are very similar to scholarships. They usually don’t require any kind of repayment, and students typically qualify for grant awards based on financial need, merit, or some other eligibility criteria.
When you submit your FAFSA, you’ll automatically find out if you qualify for a need-based federal Pell Grant.
Fellowship - More often than scholarship awards, fellowship grants will include an internship or other service commitment, often for a period of one or more years.
Scholarships - are one of the best ways to pay for college. You don’t have to repay scholarship funds, so there’s no financial burden after you graduate. Scholarships are awarded by government entities, schools, and private organizations. Scholarships are usually awarded based on merit, financial need, or other qualifying requirement.
Scholarships, Fellowships, Grants, & LoansFellowships
Fellowships are a specific type of grant that allows you to receive funding while pursuing specific academic interests. While many fellowships are geared toward post-graduate study, there are also a significant number of undergraduate fellowships.
Fellowships can range from short-term programs to multi-year commitments. Some fellowship awards are limited to specific areas of study, while others are open to all outstanding students. You’ll find both independent programs and school-specific fellowships. Not only do fellowships provide funding, but they are also usually quite prestigious. Winning a spot in a fellowship program is very competitive, as they are designed to give students the chance to focus on academic research and access development opportunities that will help students make contacts and significantly advance in their course of study. As with all scholarships and grants, it’s important that you plan ahead. Fellowship applications can be quite extensive and may even require additional steps like a nomination, interviews, and presentations.ScholarshipsScholarships are one of the best ways to pay for college. You don’t have to repay scholarship funds, so there’s no financial burden after you graduate. Scholarships are awarded by government entities, schools, and private organizations. Scholarships are usually awarded based on merit, financial need, or other qualifying requirement. Devote your time to researching as many scholarships as possible to maximize your opportunities. You’ll find that scholarships are awarded for a wide variety of reasons, and you may be eligible for more scholarships than you originally thought possible. Each scholarship will have its own application requirements and deadlines, so it’s important that you start researching scholarships as soon as possible. When applying for scholarships, stay alert for scams that take advantage of hopeful students and steer clear of resources that require payment or just seem too good to be true.GrantsGrants are very similar to scholarships. Grants usually don’t require any kind of repayment, and students typically qualify for grant awards based on financial need, merit, or some other eligibility criteria. When you submit your FAFSA, you’ll automatically find out if you qualify for a need-based federal Pell Grant. Depending on your circumstances, you may also qualify for other limited federal grants like the Iraq and Afghanistan Service Grant, the TEACH Grant, or the Federal Supplemental Educational Opportunity Grant. There are also significant grants at the state level, so be sure find out what college grants are available in your state. These grants often have additional residence or merit eligibility criteria. Be sure to also research grants offered by private organizations and companies, nonprofits, and your prospective schools, as there are a large number of private grants available for college students.